AI Submission Assistant
Forward a client email. Get a submission ready for your markets.
Five steps finish before you open the file. The sixth is yours.
You press Send.
Underwriting at an MGA or carrier? See the intake path
- 1Forward
- 2Read and cite
- 3What is missing
- 4Appetite check
- 5Proposal
- 6You press Send
For MGAs and carriers
A broker email lands. Get a quote ready to send.
Five steps are done before your underwriter opens it. The sixth is yours.
Carrier submission desk? See the intake path
- 1Intake
- 2Read and cite
- 3Guide check
- 4What is missing
- 5Rater and quote
- 6You press Send
The six steps
- STEP 1
Forward
Clients email your AI mailbox in oyyo. Or forward from your current inbox.Instead of saving and renaming attachments.
From your clientSampleApplication.pdfLoss run.pdf - STEP 2
Read and cite
oyyo fills the application and supplementals. Each value is cited to its page.Instead of retyping the application and loss runs by hand.
Employees22 Application p. 2Loss historyLoss run p. 1 - STEP 3
What is missing
Missing underwriting items are listed once. One client ask is drafted.Instead of chasing the client three times.
Roof update yearMissingSigned applicationMissing - STEP 4
Appetite check
Your markets list is scored fit, maybe or no, with the reason. Search finds more markets, with their appetite, guidelines and forms.Instead of sending to 15 markets.
Market AFitMarket BMaybeMarket D · found by searchFit - STEP 5
Proposal
The client proposal is drafted from cited values. It waits for your review.Instead of building the proposal from scratch.
For Market A and Market DValues cited - STEP 6
You press Send
You review, pick markets, and negotiate. Drafts and proposals wait for your Send. Market packages are early access. It goes out from your AI mailbox.
- STEP 1
Intake
Brokers email your program's AI mailbox in oyyo. Each email is sorted as new business, endorsement, audit, claim or servicing.Instead of one shared inbox read by hand.
From the brokerSampleApplication.pdfLoss run.pdfSorted asNew business - STEP 2
Read and cite
oyyo fills the record from every page. Each value is cited to its page.Instead of retyping into your system.
Employees22 Application p. 2Loss historyLoss run p. 1 - STEP 3
Guide check
Eligibility and authority are checked against your guide, with the rule and page. Outside authority, it goes to the underwriter your routing rules name.Instead of checking the guide from memory.
Eligibility · Your guide p. 4FitsAuthority · Your guide p. 7Refer - STEP 4
What is missing
Gaps and subjectivities are listed once. One broker ask is drafted.Instead of chasing the broker twice.
Signed supplementalMissingRoof yearMissing - STEP 5
Rater and quote
Rater inputs are filled, each with its page. Endorsements are added from your program library. The quote is built on your template.Instead of retyping into the rater.
RaterPricedEndorsementsAddedQuoteDrafted - STEP 6
You press Send
Your underwriter checks and decides. The quote goes to the broker from your AI mailbox, on your Send. The binder follows once subjectivities clear.
What runs on each file
Steps 2 to 5 run when the email lands.
- Read the fileFills the application and supplementals, checks requested coverages, and summarizes loss runs.
- Research the clientChecks operations, client website, catastrophe exposure and OFAC lists on Professional. Web and news checks on Advanced.
- Find the marketsChecks market appetite with the guideline cited, and drafts market cover notes.
- Get it ready to sendLists missing info, drafts one client ask, and prepares the proposal.
What runs on each file
Steps 2 to 5 run when the email lands.
- IntakeSorts each email by type and matches it to the right program.
- Know the insuredChecks operations, press, financial health and OFAC lists.
- Your guide and bookChecks the guide with the rule cited. Finds similar submissions and book history.
- Rater and quoteFills rater inputs, adds endorsements, tracks subjectivities before bind.
Three ways in
Send the file the way you already work.
Your AI mailbox
A full mailbox in oyyo. Clients email it, you read and reply there. Each email opens a submission.
Forward
Forward the client email from your current inbox.
Upload
Drag the application, supplementals, loss runs, and client email into oyyo.
Three ways in
Submissions arrive the way brokers already send them.
An AI mailbox per program
A full mailbox in oyyo for each program. Brokers email it. Your team reads and replies there.
Broker site
A site for your brokers, or AI on your current one. Brokers check appetite and submit.
Upload
Drag the broker's files into oyyo.
Credits scale by file size: 1, 4, or 12 credits. See credit sizing and pricing
Forward your first file today.
Nothing goes out until you press Send.
Start with a card or an invite code. Packages from $499 a month.
Bring your guide and rater.
The quote waits for your Send.
Packages from $499 a month. Carriers are Enterprise.