AI Submission Assistant

Underwriting desk

A contractor package with a loss run

oyyo marked handwritten payroll as unsure instead of guessing.

Clearwater Electric Co., an electrical contractor (fictional)

Example on test data. The insured is made up.

Came in

A broker email arrived with an application, electrical supplemental, and five-year loss run.

  • Commercial application4 pp.
  • Liability section4 pp.
  • Electrical supplemental3 pp.
  • Loss run4 pp.

oyyo filled the rater inputs, summarized the loss run, and drafted the quote. The rater calculated the premium.

Step by step

  1. Them The broker email arrives. The submission appears.
  2. oyyo First values filled, with their sources.
  3. oyyo Annual payroll is flagged for review: handwritten on the electrical supplemental, p. 2.
  4. You The underwriter confirms the payroll figure. The original read stays in the journal.
  5. oyyo The rater prices the risk. The draft quote PDF waits in the submission.
  6. You The underwriter reviews the quote and presses Send. The quote goes to the broker.

The values

FieldValueSource
Annual payroll$1,240,000CheckedSupplemental · p. 2
Receipts$4,600,000Application · p. 2
Claims, last 5 years3, all closedLoss run · p. 1
Largest claim$22,300Loss run · p. 3

What oyyo caught

Annual payroll was handwritten on page 2 of the supplemental. oyyo flagged it for the underwriter instead of guessing.

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